Used Cars & Car Loans Bolton

Whether you have been looking for a new or used car for months or have just decided today that you need an upgrade, chances are good that you’re ready to take action. The only thing keeping you from jumping into your next new car is financing, right? Wrong. By working with our experienced dealers and financial specialists, we’ll help you get you in your next new car today.

Unlike when you get your car financing through a bank or other lender, we take a hands-on approach by determining how much credit you have, how much of a loan you will be able to take out, and how much of a monthly payment you will be able to make for the next few years. All of these variables will help us to walk you through our lot of available cars until we find the car that’s just right for you and all of your needs.

Here’s how you can get car financing today so that you can drive off of the lot in hours.

1.       Fill out a credit application. Before you come into the dealership, we invite you to fill out our secure online credit application from the comfort of your own home. Otherwise, you are always welcome to fill out a credit application on-site at out dealership. This credit application will ask for information about your social security number, address history, job history, and more, so be sure that you have all of that information together if you fill your credit application out at the dealership.

2.       Allow us to review your credit application. When you apply for car loans, it is important for the dealer to review your credit application so that we can determine what kind of car might be most affordable for you and what kind of monthly loan payments you might be able to make each month. We’ll sit and talk with you about the many options that you will have.

3.       Select a car. After you know about how much money you are able to spend on your car, it’s time to find the car that suits your budget. When you get car loans, you should keep in mind that just because you have a car loan doesn’t mean that you should by the most expensive car for your budget. Instead, we recommend that many of our customers buy cars that are in the middle of their price range so that they have some extra spending money each month.

Contact us today at www.pickardlaneleasing.ca  to get a credit application or to learn more about our car loan and car financing programs that may help you get into that new or used car today.

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Are you in the market for a used car? You’re not alone. Thousands of consumers head to dealerships each year in order to buy used cars that suit their budgets and their needs. In order for buy the used car that’s right for you, take these tips into consideration. Or, feel free to contact us for more information at www.pickardlaneleasing.ca  or to start looking through our used car inventory on line.

Do Your Research

You wouldn’t order from a dinner menu without knowing what you’ll get for the price you’re about to pay, right? Well, the same goes for buying a used car. When you buy a used car, you’ll need to dedicate a good deal of time to finding out which cars are right for you. The only way to figure it out is to spend some time looking around at available options. Here are some things you need to think about when doing your research:

·         Price

·         Size

·         Fuel efficiency

·         Resale value

·         Safety

·         Extra features

·         Style

·         Functionality (such as towing capacity, storage, roof rack)

·         Passenger capability

You’ll use this list to compare car models after you have determined exactly what your needs and wants are.

Test Drive Options

Chances are good that your list will include several different options for your car. These options may include cars in the same class, or they may include very different vehicles, such as an SUV and a sedan. Keeping your wants and needs in mind, head to the dealership to get behind the wheel of your top car choices. By test driving the cars, you’ll be able to immediately cross some options off of the list and move others higher up. Test driving helps you narrow down your list.

Discuss Pricing with the Dealer

In order to get a used car that suits your needs and your budget, you’ll need to discuss pricing options with the dealer. Some dealers are more flexible with others. Some dealers may also be able to offer you a trade-in dollar amount for your current car, if you have one. Plus, if you’re still working out your budget, a dealer can help you to get a loan so that you can maximize your spending potential in order to get the best car possible. 

Come in or contact us today at 905.857.1080  to test drive one of our cars or to learn more about how we can help you to arrange your budget so that you can truly afford the used car that best suits your needs and budget. At Pickard Lane Leasing we can find you the used car or truck that you want and a payment that can fit your budget.

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